PENSIONS

A private pension is a plan into which individuals contribute from their earnings, which then will pay them an income/salary after retirement.

It is in addition to the state pension. Usually, individuals invest funds into saving schemes or mutual funds, run by insurance companies. Often private pensions are also run by the employer and are called occupational pensions. The contributions into private pension schemes are usually tax-deductible. This is similar to the regular pension.

Most individuals start their pension when they start employment. but, you can pay into a pension from birth, and this can be a fantastic opportunity to plan for the future.

Get peace of mind, knowing your retirement income is arranged, by booking a no obligation chat with our regulated pension specialists.

INVESTMENTS

Investment is the dedication of an asset to attain an increase in value over time.

Investment requires a sacrifice of some present asset, such as time, money, or effort. So, your capital is at risk.

In finance, the purpose of investing is to generate a return from the invested asset. The return may consist of a gain (profit) or a loss realized from the sale of a property or an investment, unrealised capital appreciation (or depreciation), or investment income such as dividends, interest, or rental income, or a combination of capital gain and income.

The return may also include currency gains or losses due to changes in the foreign currency exchange rates.

Get peace of mind, knowing your investments are managed, by booking a no obligation chat with our regulated investment specialists.